How do I verify a contractor's WorkSafeBC coverage?

You can verify a contractor's WorkSafeBC coverage by asking for their Certificate of Good Standing or checking their account number directly with WorkSafeBC. This is a critical step that protects you from significant liability if a worker is injured on your property.

Request the Certificate of Good Standing from any contractor before work begins. This document shows their current WorkSafeBC account status, coverage details, and confirms they're up-to-date on premiums. A legitimate contractor will provide this without hesitation — it's a standard part of doing business in BC. The certificate should show their account number, business name, and current coverage period.

You can also verify coverage directly with WorkSafeBC by calling 604-231-8888 or using their online verification system. You'll need the contractor's WorkSafeBC account number, which should be clearly displayed on their estimates and contracts. WorkSafeBC can confirm whether the account is active and in good standing. Don't accept excuses about "pending applications" or "temporary coverage" — legitimate contractors maintain continuous coverage.

Why this matters in BC: If an uninsured worker is injured on your property, you could be held liable for their medical costs, lost wages, and permanent disability benefits. These costs can easily reach hundreds of thousands of dollars. WorkSafeBC coverage protects both the contractor's workers and you as the property owner. It's not optional — all contractors with employees must have WorkSafeBC coverage, and even sole proprietors are strongly encouraged to carry personal optional protection.

Red flags to watch for include contractors who claim they "don't need WorkSafeBC because they're independent," provide expired certificates, or offer to work "cash only" to avoid coverage requirements. Some contractors try to classify workers as subcontractors to avoid WorkSafeBC obligations, but this often doesn't hold up legally if those workers are actually employees.

Additional verification steps: Check that the business name on the WorkSafeBC certificate matches the name on their business license and contracts. For electrical or gas work, also verify their Technical Safety BC licensing. Many reputable contractors will proactively provide their WorkSafeBC certificate along with proof of liability insurance when submitting quotes.

Make WorkSafeBC verification part of your standard contractor vetting process, alongside checking references, business licenses, and insurance coverage.